Home > Term: Pre-existing condition limitations
Pre-existing condition limitations
When an employee has a physical or mental condition that existed prior to the effective date of his or her insurance coverage, it is considered a pre-existing condition. Most plans exclude or decrease disability benefits for an illness or injury for which an employee received medical treatment or consultation within a specified time period before becoming covered under the plan. The limitation generally expires after coverage has been in effect for a specified period of time.
- Part of Speech: noun
- Industry/Domain: Health care
- Category: General
- Company: CIGNA
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